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結(jié)算賬戶的作用

來源: 編輯: 2009/11/10 11:15:52  字體:

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  According to the unified regulation of PBC, the following businesses must be handled at banks through the personal settlement account:

  ·Accepting inward fund transfer from any other person or unit (such as agency salary payment account, accepting remittance from any other person or unit);

  ·Money transfer from any other account under its own name (including its own current saving account and settlement account);

  ·Outward account transfer and remittance (money transfer to any other person or unit);

  ·Credit card consumption (consumption and online shopping through Peony Money Link Card or “Elite Club” account card);

  ·Payment of charges (for telephone fee and mobile phone fee);

  ·Investment (T-bond, funds, insurance and securities purchase);

  ·Loan (the granting and repayment of various loans including housing loan, auto loan and unsecured loan);

  ·Handling credit card or personal check.

  按人民銀行統(tǒng)一規(guī)定,您在銀行辦理如下業(yè)務(wù)時須通過結(jié)算賬戶辦理:

  ·接受他人或單位的資金轉(zhuǎn)入(如代發(fā)工資賬戶、接收他人或單位的匯款)

  ·給本人名下的其他賬戶轉(zhuǎn)賬匯款(包括本人的活期儲蓄賬戶和結(jié)算賬戶)

  ·對外轉(zhuǎn)賬/匯款(給他人或單位轉(zhuǎn)賬匯款)

  ·刷卡/消費(通過牡丹靈通卡/理財金賬戶卡刷卡消費或網(wǎng)上購物)

  ·繳費(繳納電話費、手機(jī)費等)

  ·投資(購買國債、基金、保險,證券投資等)

  ·貸款(住房貸款、汽車貸款、信用貸款等多種貸款的發(fā)放和償還)

  ·辦理信用卡、個人支票。

 

責(zé)任編輯:vivien
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